money graam 是什么
如能详细说明如何操作最好了!!!!
感激涕零!!!!
参考答案:首先想说一下 你说得到底是gram还是graam
如果是graam 那么我实在是不知道
如果是gram 我倒可以回答一下
MoneyGram International, Inc. (NYSE: MGI) is a United States-based financial services company, headquartered in Minneapolis, Minnesota. It has additional facilities in Brooklyn Center, Minnesota, Lakewood, Colorado, and international offices in a number of countries.
MoneyGram International offers products and services through a network of agents and financial institution customers. The Travelers Express Company, Inc., which has been in operation since 1940, acquired MoneyGram Payment Systems, Inc. in June 1998. The business was incorporated in December 2003 in connection with the 2004 spin-off from its parent company, Viad Corporation, and is now known as MoneyGram International.
MoneyGram International provides money transfer services, money orders, and bill payment services to consumers. Another segment of MoneyGram International provides financial institutions with payment processing services, primarily of official check outsourcing services and money orders for sale to their customers. MoneyGram transfers more than $5.5 billion per day, and a large portion of their revenue comes from investing the float on the open market. This practice could be considered risky, as poor decisions or mistakes can lose the company a drastic amount of money. Additionally, a technical failure could prevent the company from pulling out of its investments to settle accounts, and the company would not have the cash reserves to settle these accounts on time. If this were to happen, the government would step in and force the company to start liquidating assets, which could be as soon as 24 hours after the failure.
The major corporate competitor of MoneyGram is First Data Corporation's Western Union, which is considerably larger than MoneyGram.
MoneyGram offers different types of money services. In the case of a fraud situation it was stated eariler that there are initial funds that look to be in the hands of moneygram and so they put the minds of the sellers at ease. This is not the case, for this is not how the company functions. There are two main types of services, there are moneygram wire transfers, and moneygram money orders. In the case of a wire transfer CASH and only CASH is accepted as payment from the MoneyGram agent. Once the agent has collected money from an individual that money is available world wide, there is no waiting period (as many scam situations often say). If money is shown as available in a wire transfer it will be paid out. The collecting agent is held responsible for verifying the validity of the money, which is why CASH is the only payment accepted. There cannot be a situation where money appeared for an individual and then disappears later.
A money Order however is a different situation and checks and money orders are more easily copied. It is possible for a fraudulent check to be sent as payment and for that check to be initially received by a bank. This has nothing to do with MoneyGram, but often for appearances their name or the names of other reputable companies might be used. Of course at a latter time the bank realizes the mistake and demands their money back.
参考资料:wikipedia